What is TEMPOE?

TEMPOE provides a leasing program that offers:

 No credit required leases
 Simple lease applications with no fees
 Instant decisions
 5-month minimum lease term
 Early purchase options*
*Early purchase are not available in New Jersey, Vermont, West Virginia, and Wisconsin.

What are the requirements to qualify?

▪  A valid photo ID
▪  At least 18 years old
▪  A debit or credit card
▪  A valid email address
▪  A valid phone number
▪  A current Social Security Number (SSN) or Taxpayer ID (ITIN)

What forms of photo ID are accepted to apply for a lease?

•  Driver’s license
•  Passport
•  Green card
•  State ID card
•  Military ID
•  Tribal ID
•  Mexican or Canadian ID if the applicant has a US address and ITIN

How do I apply for a lease with TEMPOE?

You can complete an application at one of the following locations:

•  Online at Tempoe.com

Most applications can be approved within seconds. Some applications may take more time for verification.

How much do I have to pay today?

An initial online payment is required to take possession of the merchandise. The initial payment amount varies depending on the lease amount. Lease estimators are available to provide an estimate on your initial payment and ongoing lease payments.

How do recurring payments work?

You make your initial payment online. Ongoing lease payments to TEMPOE are automatically deducted from your bank account, credit card, or debit card each pay period.

What methods of payment do you accept?

Ongoing lease payments can be made with a checking account, savings account, debit card, or credit card.

I didn’t use all my Approval amount. Can I get another lease?

Yes! You can request another lease for the remaining Approval amount. Please call Customer Service at 855-484-8275 for assistance.

Do you require a minimum lease term?

The Consumer Lease Agreement requires that you fulfill the 5-month minimum term to meet your obligation or exercise an early purchase option*. Once the 5-month minimum term is completed, you can:

•  Purchase the leased items*; or
•  Continue leasing; or
•  Return leased items to TEMPOE
* Purchase options are not available in New Jersey, Vermont, West Virginia, and Wisconsin.

Can I buy the merchandise if I decide to keep it?

Early purchase options are available at 30 days for 5% over cash price, 60 days for 8% over cash price, and 90 days for 10% over cash price.

After the 5-month minimum term is met, you can purchase the items as outlined in your Consumer Lease Agreement.
* Purchase options are not available in New Jersey, Vermont, West Virginia, and Wisconsin.

Can I return leased merchandise?

Yes. Merchandise can be returned in accordance with the store’s return policy. If that window has passed, leased merchandise can be returned to TEMPOE once the 5-month minimum term has been met. Details are provided in your Consumer Lease Agreement.

You can initiate the return process by calling Customer Service at 855-484-8275.

What is the interest rate?

Interest rates do not apply to leases. The Consumer Lease Agreement provides the terms of the lease. Use the lease estimator available on https://estimate.lease/?program=11&weekly=true to review lease and payment amounts.

What if the consumer does not get approved. The consumer can reapply in 30 days, and if they have further questions you can direct them to TEMPOE Customer Service number at 855-484-8275.