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It's smooth and simple

Select Klarna at checkout to buy now and pay later. Spread the cost of your purchase over time with convenient, stress-free payment options. It is easy, safe to use, and you're always covered by Klarna's Buyer Protection.

How to Checkout with Klarna

Add your favorite items to the cart and select "Klarna" at checkout

Enter basic information and know instantly if you're approved

Klarna will send you an email confirmation and payment reminders

Complete all future Klarna purchases with just a single click

You Shop, you Choose How to Pay

4 Interest-Free installments

Split your purchase into 4 equal payments so you can spread the cost of your purchase over time. Enter the credit or debit card of your choice for automatic payments every two weeks. No interest or added fees when you pay on time!

1st payment

Order confirmation

2nd payment

2 weeks later

3rd payment

4 weeks later

Final payment

6 weeks later

Pay later in 30 days

With Pay later in 30 days, you'll get a free payment delay that allows you to try before you buy. Pay for your purchase up to 30 days after it's been shipped. No upfront payment, no interest, and no fees when you pay on time.

Monthly Financing

Apply for easy monthly financing directly in the checkout. A simple, 2-step application will provide an instant approval decision. Once you've been approved, you'll receive reminders and can manage your payments directly in the Klarna App.

Making Payments

Review your latest purchases and pay any open balances by logging into your Klarna account at https://app.klarna.com/login. You can also chat with Klarna customer service 24/7 in the Klarna App.

Safe and secure

Klarna uses the latest safeguards and security to protect your information and prevent unauthorized purchases. You have zero fraud liability with Klarna's Buyer Protection policy.

Frequently Asked Questions

What is Klarna?

Klarna is a global payments provider that works with retailers to give customers the smoothest online shopping experience by providing unique payment options and superior customer experience. Klarna has 2,500 employees around the world and is leading the way for alternative payments by serving 70 million consumers and 170,000 merchants. Learn more.

How do I pay in 4 interest-free installments?

Select 4 interest-free installments to split your purchase into equal payments, charged automatically every two weeks beginning at the time your order is confirmed (usually the shipment date). No bills are sent - you can simply sit back, relax, and enjoy your purchase. View complete terms.

Is there a fee to pay 4 interest-free installments?

There are no upfront fees or interest when you pay in 30 days or in installments through Klarna.

What is monthly financing through Klarna?

Monthly financing is available when you choose to open an account with Klarna at the time of checkout. This affordable and highly flexible open-end line of credit is issued by WebBank in partnership with Klarna, and it allows you to pay for your purchases over time and can be used anywhere in the Klarna merchant network. View complete terms.

Will this affect my credit score?

When you choose to Pay later in 30 days or in 4 interest-free installments, Klarna may perform a soft credit check. This type of credit check will not impact your credit score. Monthly financing applications will take credit score and credit history into consideration when determining if the application is approved.

How can I reach Klarna?

You can reach Klarna anytime at https://www.klarna.com/us/customer-service